智慧銀行解決方案

2021-9-26 22:30:54

<p><strong><span style="font-family: 楷體;color: rgb(91, 155, 213);font-size: 14px">智慧銀行建設(shè)背景</span></strong><span style=";font-family:楷體;font-size:14px">&nbsp;&nbsp;&nbsp;</span><span style=";font-family:楷體;font-size:12px">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p><p style="text-indent: 24px;line-height: 150%"><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">傳統(tǒng)銀行面臨的挑戰(zhàn)巨大，市場(chǎng)競(jìng)爭(zhēng)力不斷下滑，一方面是來(lái)自互聯(lián)網(wǎng)金融的沖擊，另一方面是經(jīng)濟(jì)結(jié)構(gòu)調(diào)整帶來(lái)的經(jīng)營(yíng)環(huán)境變化。顯然，</span>“高資本消耗、高信貸投放、高成本運(yùn)營(yíng)”的傳統(tǒng)經(jīng)營(yíng)模式難以為繼，強(qiáng)調(diào)效率、精準(zhǔn)營(yíng)銷的智慧銀行將成為未來(lái)發(fā)展關(guān)鍵。</span><span style=";font-family:楷體;line-height:150%;font-size:12px">&nbsp;</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;color: rgb(91, 155, 213);font-size: 14px">目前現(xiàn)狀：</span></strong></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">1、&nbsp;</span><span style=";font-family:楷體;font-size:12px"><span style="font-family:楷體">潛伏的網(wǎng)絡(luò)威脅：釣魚</span>wifi難以防范，一旦終端連上釣魚wifi，可能導(dǎo)致財(cái)產(chǎn)損失； </span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">2、&nbsp;</span><span style=";font-family:楷體;font-size:12px">運(yùn)維管理難度大：銀行網(wǎng)點(diǎn)內(nèi)一般都未配置網(wǎng)管，網(wǎng)絡(luò)出現(xiàn)問題，難以第一時(shí)間解決。</span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">3、&nbsp;</span><span style=";font-family:楷體;font-size:12px">建設(shè)維護(hù)費(fèi)用投入過高</span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">4、&nbsp;</span><span style=";font-family:楷體;font-size:12px">對(duì)于下面多分支網(wǎng)點(diǎn)無(wú)法統(tǒng)一管理。</span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">5、&nbsp;</span><span style=";font-family:楷體;font-size:12px">營(yíng)銷推廣缺乏入口</span><span style=";font-family:楷體;font-size:12px">：</span><span style=";font-family:楷體;font-size:12px">傳統(tǒng)無(wú)線只是提供上網(wǎng)功能，銀行無(wú)法利用客戶連接無(wú)線網(wǎng)絡(luò)產(chǎn)生的基本信息進(jìn)行針對(duì)性的營(yíng)銷。</span></p><p><strong><span style="font-family: 楷體;color: rgb(91, 155, 213);font-size: 14px">智慧銀行</span></strong><strong><span style="font-family: 楷體;color: rgb(91, 155, 213);font-size: 14px"><span style="font-family:楷體">整體解決方案</span>:</span></strong></p><p><img src="/upload/ueditor/image/20210926/6376829329332690352838764.png" title="yinhang .png" alt="yinhang .png"/><strong><span style="font-family: 楷體;font-size: 12px">&nbsp;</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">1、無(wú)線設(shè)備管理（保障安全）</span></strong></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">(1)安全可靠的接入控制:</span></strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;</span><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">不同業(yè)務(wù)對(duì)應(yīng)不同的熱點(diǎn)名稱，不同的熱點(diǎn)使用不同的接入認(rèn)證，接入認(rèn)證方式又關(guān)聯(lián)不同的網(wǎng)絡(luò)訪問權(quán)限。也就說(shuō)所有</span>AP均可以通過云端配置即可實(shí)現(xiàn)不同SSID的訪問權(quán)限，實(shí)現(xiàn)客戶和員工不同的訪問權(quán)限。確保了銀行網(wǎng)點(diǎn)工作業(yè)務(wù)的安全性。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">(2)</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">高度安全的接入認(rèn)證機(jī)制</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">：提供全方位的安全保障，豐富的認(rèn)證機(jī)制。云</span>AP本身自帶認(rèn)證功能，例如ldap認(rèn)證，微信認(rèn)證，一鍵認(rèn)證，訪客認(rèn)證，MAC認(rèn)證等認(rèn)證方式，實(shí)現(xiàn)接入者身份可信。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">(3)反制釣魚無(wú)線</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">：云</span>AP可開啟Monitor模式，實(shí)時(shí)監(jiān)聽周邊Rogue AP、Rogue client以及ad-hoc等非法接入點(diǎn)設(shè)備并對(duì)其進(jìn)行反制，防止用戶接入到惡意部署的釣魚AP中，為用戶構(gòu)建綠色上網(wǎng)環(huán)境。消除銀行安全隱患。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><span style="font-family: 楷體; font-size: 12px;">&nbsp;<img src="/upload/ueditor/image/20210926/6376829347674973404029994.png" title="反制1.png" alt="反制1.png"/></span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">(4)防私接安全網(wǎng)關(guān)</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">：云融防私接網(wǎng)關(guān)具備識(shí)別單一用戶下的終端連接數(shù)，如發(fā)現(xiàn)終端連接數(shù)大于</span>2臺(tái)則自動(dòng)對(duì)其流量進(jìn)行阻斷，并及時(shí)告知運(yùn)維人員，防私接安全網(wǎng)關(guān)會(huì)和云無(wú)線設(shè)備聯(lián)動(dòng)對(duì)該釣魚信號(hào)進(jìn)行反制，阻止終端連入該信號(hào)，保障無(wú)線網(wǎng)絡(luò)的安全運(yùn)行。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">(5)自動(dòng)告警:</span></strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;</span><span style=";font-family:楷體;line-height:150%;font-size:12px">當(dāng)金融網(wǎng)點(diǎn)出現(xiàn)無(wú)線設(shè)備故障，智能告警系統(tǒng)會(huì)在第一時(shí)間告知運(yùn)維人員異常狀況。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><img src="/upload/ueditor/image/20210926/6376829339920391608387440.png" title="自動(dòng)告警.png" alt="自動(dòng)告警.png"/><span style=";font-family:楷體;line-height:150%;font-size:12px">&nbsp;</span><span style="font-family: 楷體; line-height: 150%; font-size: 12px;">(6)</span><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">公安非經(jīng)認(rèn)證</span></strong><span style="font-family: 楷體; line-height: 150%; font-size: 12px;">：</span><span style="font-family: 楷體; font-size: 12px;">云平臺(tái)部署審計(jì)網(wǎng)關(guān)直接和網(wǎng)警對(duì)接，滿足公安部對(duì)非經(jīng)營(yíng)場(chǎng)所的安全審計(jì)。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">2、云端管理好運(yùn)維</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;&nbsp;<span style="font-family:楷體">（</span>1）云端可視化：</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">云</span>AP支持可視化運(yùn)維界面，可對(duì)日常無(wú)線配置進(jìn)行處理，并提供統(tǒng)一接入入口和按鈕式配置界面。即使不是專業(yè)技術(shù)人員，也可通過云平臺(tái)進(jìn)行金融網(wǎng)點(diǎn)網(wǎng)絡(luò)運(yùn)維管理，節(jié)省了運(yùn)維成本。</span></p><p style="margin-top:0;margin-bottom:0;text-autospace:ideograph-numeric;vertical-align:baseline;line-height:150%"><span style=";font-family:楷體;line-height:150%;font-size:12px">&nbsp;&nbsp;&nbsp;</span><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px"><span style="font-family:楷體">（</span>2）無(wú)感知自愈：</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">云</span>AP支持無(wú)感知自愈系統(tǒng)，對(duì)于設(shè)備溫度過高、CPU負(fù)載高、內(nèi)存占用率過大等情況，云AP會(huì)對(duì)設(shè)備進(jìn)行自動(dòng)清除緩存、降低CPU負(fù)載、設(shè)備溫度調(diào)節(jié)等自愈手段，在用戶對(duì)云AP設(shè)備無(wú)感知的情況下，自動(dòng)恢復(fù)到正常可使用狀況。</span></p><p style="margin-top:0;margin-bottom:0;text-indent:24px;text-autospace:ideograph-numeric;vertical-align:baseline;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">(3)運(yùn)</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">維周報(bào)自動(dòng)分析定時(shí)發(fā)送設(shè)備和用戶數(shù)據(jù)</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;<img src="/upload/ueditor/image/20210926/6376829373363075355809898.png" title="tongjji.png" alt="tongjji.png"/></span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">3、即插即用快速部署</span></strong></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷體;line-height:150%;font-size:12px">(1)</span><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">部署快</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">：公網(wǎng)可達(dá)，云</span>AP零配置的情況下，可以在連接網(wǎng)線后即可正常使用網(wǎng)絡(luò)，避免了人工配置所出現(xiàn)的各種錯(cuò)誤和問題，保證了網(wǎng)絡(luò)的快速可用。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷體;line-height:150%;font-size:12px">(2)</span><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px"><span style="font-family:楷體">跨區(qū)漫游快</span>:</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">各局域網(wǎng)間無(wú)線網(wǎng)絡(luò)的無(wú)縫漫游又稱廣域網(wǎng)漫游，云</span>AP管理平臺(tái)部署在云端，局域網(wǎng)內(nèi)部設(shè)備連接信息都存儲(chǔ)在廣域網(wǎng)云端服務(wù)器上，這樣也就可以實(shí)現(xiàn)廣域網(wǎng)的漫游，也就是跨公網(wǎng)的無(wú)縫漫游。實(shí)現(xiàn)銀行多網(wǎng)點(diǎn)的無(wú)縫漫游</span><span style=";font-family:楷體;line-height:150%;font-size:12px">，</span><span style=";font-family:楷體;line-height:150%;font-size:12px">只需連接認(rèn)證一次，去其他的分支網(wǎng)點(diǎn)，無(wú)需再次認(rèn)證。提高辦事效率，提升銀行客戶體驗(yàn)感。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">4、優(yōu)化架構(gòu)省投資</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷體;line-height:150%;font-size:12px">(1)</span><strong><span style="font-family: 楷體;line-height: 150%;color: rgb(21, 53, 120);font-size: 12px">&nbsp;</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px"><span style="font-family:楷體">無(wú)</span>AC省建設(shè)成本:</span></strong><span style="font-family: 楷體;line-height: 150%;letter-spacing: -0;font-size: 12px">&nbsp;</span><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">云</span>AP沒有AC等核心機(jī)房設(shè)備，節(jié)省建設(shè)投入</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷體;line-height:150%;font-size:12px">(2)</span><strong><span style="font-family: 楷體;line-height: 150%;color: rgb(21, 53, 120);font-size: 12px">&nbsp;</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px"><span style="font-family:楷體">省運(yùn)維費(fèi)用</span>:</span></strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;</span><span style=";font-family:楷體;line-height:150%;font-size:12px">即插即用，云端管理，節(jié)省運(yùn)維費(fèi)用</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷體;line-height:150%;font-size:12px">(3)</span><strong><span style="font-family: 楷體;line-height: 150%;color: rgb(21, 53, 120);font-size: 12px">&nbsp;</span></strong><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px"><span style="font-family:楷體">可升級(jí)保護(hù)投資</span>:</span></strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">&nbsp;</span><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">不像傳統(tǒng)硬件</span>AC，一旦選定功能和規(guī)模都無(wú)法提升，云平臺(tái)可容納AP數(shù) 量沒有上線，功能同步升級(jí)，保護(hù)用戶投資</span><span style=";font-family:楷體;line-height:150%;font-size:12px">。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px">5、營(yíng)銷增值</span></strong></p><p style="text-indent:24px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷體;line-height: 150%;font-size: 12px"><span style="font-family:楷體">精準(zhǔn)營(yíng)銷、定向推送</span>:</span></strong><span style=";font-family:楷體;line-height:150%;font-size:12px"><span style="font-family:楷體">云</span>WiFi特有的單AP消息推送服務(wù)，在統(tǒng)一管理所有AP的同時(shí)，還可以在推送各銀行網(wǎng)點(diǎn)特有的消息服務(wù)，做到真正的針對(duì)性營(yíng)銷推送服務(wù)；并且可以進(jìn)行數(shù)據(jù)分析，根據(jù)用戶特征進(jìn)行精細(xì)分類，從而實(shí)現(xiàn)各種模式的精準(zhǔn)營(yíng)銷</span></p><p><br/></p>